The Briar Patch

 I love people who are against credit scores and overdraft fees. Thats sarcasm and I say this as someone who has had a shit credit score for many years. Yes credit scores are annoying, they have kept me from phones and credit cards. They made me angry but I do understand them. The banks are not going to give money to someone who isn't going to pay it back. Companies aren't going to issue credit if you can't pay it. A lesson I learned. Right here I have to say thanks to Capital One and Bell for taking a chance. Oh and BMO as well. The system does need an overhaul though. If a person shows legit payments that should count for something. If you have been working hard and it shows, companies IMO should try and work with the person. I know micro loans worked very well in Bangladesh and could work here as well. A small loan paid back would show the person is trying and might be worth taking a risk on. Also to the people mad about credit scores, keep in mind loans before were base...

 I will be up front, I hate the liberal party and I am pretty sure Justin Trudeau is literally the WORST PM Canada has ever had. I am not going to rant though strictly out of my dislike for these clowns but out of facts and how they continue to fail at every turn. Honestly I don't know how or why there are still liberal voters and JT fans....  So recently I finished Indian in the Cabinet by Jody Wilson Raybold. Loved it. Not just cause it shows how sleazy the libs are but it is a great look at Canadian politics overall. First the party system, first past the post is screwed. Has been for years and EVERY party knows it. It seems like every party says they want to fix it until it gets them in power and holds them there. Without a doubt Jody does a great job of showing governing in Canada is not about governing but getting in power and staying there. Towing the party line. I won't say that is a Liberal problem, that would be any party in power, first and foremost that should be c...