I love people who are against credit scores and overdraft fees. Thats sarcasm and I say this as someone who has had a shit credit score for many years. Yes credit scores are annoying, they have kept me from phones and credit cards. They made me angry but I do understand them. The banks are not going to give money to someone who isn't going to pay it back. Companies aren't going to issue credit if you can't pay it. A lesson I learned. Right here I have to say thanks to Capital One and Bell for taking a chance. Oh and BMO as well. The system does need an overhaul though. If a person shows legit payments that should count for something. If you have been working hard and it shows, companies IMO should try and work with the person. I know micro loans worked very well in Bangladesh and could work here as well. A small loan paid back would show the person is trying and might be worth taking a risk on. Also to the people mad about credit scores, keep in mind loans before were base...
So I wanna be a writer. I think it was Stephen King who said to be good you had to spend hours a day at it. So this is my answer to that, warm up for real writing. Small town Alberta boy living now in E-town. Follow on twitter @Tavis_P also for reviews of things Tavis P on yelp.